Lending & Borrowing
Put capital to work — or put it within reach.
Fund asset-backed loans for monthly income, or borrow with clear terms and no prepayment penalty.
Borrowing rates
Sample starting rates; final terms depend on underwriting.
| Loan | APR from | Term | Amount |
|---|---|---|---|
| Portfolio line of credit | 7.25% | Open-ended | $25k – $10M |
| Residential bridge loan | 9.5% | 6–24 months | $100k – $5M |
| Commercial real estate loan | 8.75% | 1–5 years | $500k – $10M |
| Business term loan | 10.25% | 1–3 years | $50k – $2M |
Lend with Orca Private Credit
Target yield 10% (sample), paid monthly.
Estimated monthly income
$417
01
Apply online in minutes
02
Credit team reviews collateral
03
Receive term sheet
04
Funds in as little as 5 days